Cybercrime police have arrested four people for running an AI-based identity theft and banking fraud using Aadhaar data.
According to officials, the accused illegally accessed personal details and changed Aadhaar-linked mobile numbers using special kits at CSC centres. This allowed them to receive OTPs and take control of services like Unique Identification Authority of India (UIDAI), DigiLocker, and bank accounts in IDFC First Bank, Kotak Mahindra Bank, City Union Bank and Jio Payments Bank.
Police said each accused had a specific role. One provided Aadhaar kits, another acted as a middleman, while a third handled technical work by creating AI deepfake videos using Google Gemini to bypass facial verification. Another accused supplied stolen personal data like Aadhaar numbers and photos.
The gang used leaked or illegally accessed data, changed mobile numbers linked to Aadhaar, intercepted OTPs, and took control of victims’ accounts. They also used deepfake videos made from social media images to fool biometric systems.
Officials said this shows a new and dangerous level of cyber fraud using AI. The stolen identities were used to open bank accounts and take loans, causing financial losses.
All four accused are now in judicial custody, and the investigation is ongoing to find more people involved and check links in other states.
The case came to light when a 36-year-old man from Thaltej noticed unusual loan enquiries in his credit report. Fraudsters had taken control of his accounts, changed his mobile number and email, and used fake documents to apply for loans.