Cybercriminals are adopting new methods to defraud people, with a fake WhatsApp message promising an Rs 8,000 Diwali bonus under a supposed PM scheme emerging as the latest scam. The Ahmedabad Cyber Crime Police have warned people against clicking on the link, stating that the government has announced no such scheme.
According to the Cyber Crime DCP, clicking on the link can download a malicious APK file, potentially compromising users’ WhatsApp accounts and banking details.
Fake Messages Circulated in the Name of Government Schemes
Ahmedabad Cyber Crime DCP said that a WhatsApp message promising an Rs 8,000 Diwali bonus under a PM scheme is currently being circulated. The message directs users to click on a link and apply for the supposed benefit.
Once clicked, the link downloads an APK file and opens a page prompting users to complete an application. It may redirect them to different applications, gaming apps or payment links, or ask for their WhatsApp number. This could allow fraudsters to link the victim’s WhatsApp account to another device and gain unauthorised access.
In some cases, users are asked to follow additional steps to check whether Rs 8,000 has been credited to their accounts. This may result in another APK file being downloaded, potentially exposing banking credentials to cybercriminals and putting money in their accounts at risk.
Police said fraudsters frequently change their methods, circulating fake applications and messages in the name of festivals, government relief, compensation and special schemes.
Fraudsters Target People in Need of Financial Assistance
The DCP clarified that the government has neither introduced any scheme offering an Rs 8,000 Diwali bonus nor made any official announcement regarding such payments. Government departments do not distribute benefits through unsolicited WhatsApp messages containing suspicious links.
The scam is allegedly designed to target people who may be financially vulnerable during the festive season by promising them money in their bank accounts.
People who believe they are eligible for any government scheme should approach the concerned government department or apply through its official website.
What to Do If You Click on a Suspicious Link?
Cyber Crime Police have advised people not to share their banking IDs, passwords or personal information through unverified links or applications. Users should download applications only from official app stores or verified websites.
Anyone who accidentally clicks on a suspicious link or downloads an unknown application should immediately contact the cybercrime helpline at 1920 or visit the nearest police station to register a complaint.